Moving Home

Buying a property is the biggest single financial commitment you'll ever make
When you're thinking of selling your existing property and moving to a new home it's important that you try and budget accurately.

HOW MUCH CAN YOU AFFORD TO SPEND ON YOUR NEW HOUSE?

To enable you to work this out, you need to know what your total available funds are and then subtract the cost of moving home.
  • What savings or assets do you have (not relating to your existing home)
  • What do you think your house will sell for
  • What do you still owe on your existing mortgage
  • What will it cost to sell your house
  • What fees are related to buying your new home
Once you have an idea of the categories above you can start on you r next property. What can you afford to spend per month on your new repayments - we cannot stress enough how important it is to not overstretch yourself.

Most lenders work on affordability of what they will be willing to lend to you, we will be able to provide you with illustrations based on different rates, as if rates do start to increase you need to ensure that you can still afford the monthly repayments.

Every lender is different and with so many different mortgages available it pays to get professional advice.

By calling us we will advise you what the maximum you can comfortably afford to borrow within your budget, that way you can ensure that you get the best deal for yourself.

Contact Us

Call us on one on the numbers at the top of this page, or alternatively you may
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A professional fee for arranging your mortgage is charged. The amount is £299 and we will retain the lender commission. Alternatively you can pay a fee of 1% of the loan amount and we will refund you the lender commission.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE’

Finesse Mortgage Services is a trading style of Nicola Chesson. Nicola Chesson is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.

Finesse Mortgage Services is entered in the FCA Register, and its FCA Register number is 604531.

The FCA does not regulate some forms of Buy to let mortgage. The FCA does not regulate Solicitors and we act as introducers for it. The FCA does not regulate estate agency and we act as introducers for it.

For Buildings & Contents Insurance we offer products from a selected panel of providers.

The guidance and/or advice contained in this website is subject to UK regulatory regime & is therefore restricted to consumers based in the UK.