Remortgaging Your Property

Many of us are looking for a better mortgage deal or would like to release some of the equity in our home. When you remortgage you are switching to another deal and frequently another lender.

Where to start

The first step is to contact us and we can advise you on the most suitable remortgaging options. We will discuss with you the terms of your existing mortgage. This will tell us if you are tied in to your mortgage deal or if you have any early repayment charges. You can then decide if it is the right time to switch to a different lender or not.

How do i apply?

We will guide you through the whole process of remortgaging which will include:
  • Choosing the best new product for you from the many options available.
  • An early redemption statement from your current lender to confirm what you still owe
  • A new application form for your new lender will be completed along with proof of income, identity and existing commitments
  • New lender will value your home
  • Once all underwriting checks have been completed a mortgage offer will be issued
  • Solicitors will need to be instructed to arrange the legal documentation for the new loan

How long does the process take?

The whole process should take between 4 - 8 weeks, however this may vary from customer to customer.

Once you have received a completion statement from your solicitor / new lender the process is complete and your new mortgage is in place.

Contact Us

Call us on one on the numbers at the top of this page, or alternatively you may
Request a Callback



A professional fee for arranging your mortgage is charged. The amount is £299 and we will retain the lender commission. Alternatively you can pay a fee of 1% of the loan amount and we will refund you the lender commission.


Finesse Mortgage Services is a trading style of Nicola Chesson. Nicola Chesson is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.

Finesse Mortgage Services is entered in the FCA Register, and its FCA Register number is 604531.

The FCA does not regulate some forms of Buy to let mortgage. The FCA does not regulate Solicitors and we act as introducers for it. The FCA does not regulate estate agency and we act as introducers for it.

For Buildings & Contents Insurance we offer products from a selected panel of providers.

The guidance and/or advice contained in this website is subject to UK regulatory regime & is therefore restricted to consumers based in the UK.